Our customers automatically have the option to finance their jobs when we send estimates and/or invoices.
Approved applicants will receive up to six loan options. Choose the monthly payment amount that best fits your budget.
All loans are subject to credit approval. Your terms may vary. Wisetack loans are issued by Hatch Bank, a California industrial bank. See additional terms at wisetack.com/faqs.
Loan example, a $1,000 purchase could cost $45.18 a month for 24 months, based on a 7.9% APR, or $333.33 a month for 3 months, based on a 0% APR.
This Loan is a simple way to pay over time for our service or product. Home improvement projects are costly, this loan enables you to break up the cost of a purchase into easy monthly payments. When financing through Wisetack, checking your loan options does not impact your credit score. And there are no prepayment fees, late fees, or compounding interest.
Why use this type of Loan instead of a credit card?
The rate you get with this loan may be lower than the rate your credit card company charges for maintaining a balance. These loans are simple interest, while credit cards charge compound interest. This lender doesn't charge late fees, prepayment fees, or origination fees.
With this loan, you know exactly how much you will pay. Many people like knowing the exact monthly payment amount and find taking out a loan with a fixed term for a specific purpose may be more affordable than a credit card.
Learn more by visiting Wisetack